Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,471$313,471$405,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$91,529$0
Funding fee$1,567$1,567$0
Note rate4.000%4.000%7.320%
Blended rate4.000%5.130%7.560%
1st payment$1,632.68$1,632.68$2,782.07
2nd payment$0.00$686.47$0.00
Taxes / mo$125.71$125.71$125.71
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,908.39$2,594.86$3,138.78
Cash to close$136,529$45,000$45,000