Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,874$193,500
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,289$0
Note rate6.780%7.320%
Blended rate6.780%7.560%
1st payment$1,724.07$1,329.21
2nd payment$0.00$0.00
Taxes / mo$239.17$239.17
Insurance / mo$150.00$150.00
MI / mo$0.00$38.70
HOA / mo$426.00$426.00
Total monthly$2,539.24$2,183.08
Cash to close$0$21,500