Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,790$179,100
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$924$0
Note rate6.600%7.320%
Blended rate6.600%7.560%
1st payment$1,203.87$1,230.29
2nd payment$0.00$0.00
Taxes / mo$194.67$194.67
Insurance / mo$150.00$150.00
MI / mo$0.00$35.82
HOA / mo$0.00$0.00
Total monthly$1,548.53$1,610.78
Cash to close$14,210$19,900