Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$302,356$302,356$337,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$35,144$0
Funding fee$1,512$1,512$0
Note rate3.060%3.060%7.320%
Blended rate3.060%3.679%7.560%
1st payment$1,452.98$1,452.98$2,318.39
2nd payment$0.00$263.58$0.00
Taxes / mo$344.17$344.17$344.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,947.14$2,210.72$2,880.06
Cash to close$72,644$37,500$37,500