Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$91,214$91,214$139,500
Remaining term (yrs)21.321.330.0
Secondary amount$0$48,286$0
Funding fee$456$456$0
Note rate4.150%4.150%7.400%
Blended rate4.150%5.829%7.640%
1st payment$536.28$536.28$965.87
2nd payment$0.00$362.15$0.00
Taxes / mo$167.00$167.00$167.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$27.90
HOA / mo$0.00$0.00$0.00
Total monthly$853.28$1,215.42$1,310.77
Cash to close$63,786$15,500$15,500