Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$12,632$12,632$162,000
Remaining term (yrs)18.418.430.0
Secondary amount$0$149,368$0
Funding fee$0$0$0
Note rate4.040%4.040%7.400%
Blended rate4.890%7.757%7.640%
1st payment$80.88$80.88$1,121.66
2nd payment$0.00$995.79$0.00
Taxes / mo$160.17$160.17$160.17
Insurance / mo$150.00$150.00$150.00
MI / mo$11.94$11.94$32.40
HOA / mo$0.00$0.00$0.00
Total monthly$402.99$1,398.78$1,464.22
Cash to close$167,368$18,000$18,000