Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,836$274,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,354$0
Note rate6.920%7.320%
Blended rate6.920%7.560%
1st payment$1,826.38$1,885.62
2nd payment$0.00$0.00
Taxes / mo$368.67$368.67
Insurance / mo$150.00$150.00
MI / mo$0.00$54.90
HOA / mo$0.00$0.00
Total monthly$2,345.05$2,459.19
Cash to close$34,164$30,500