Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$104,443$104,443$179,910
Remaining term (yrs)21.221.230.0
Secondary amount$0$75,467$0
Funding fee$0$0$0
Note rate3.900%3.900%7.400%
Blended rate4.750%6.533%7.640%
1st payment$601.59$601.59$1,245.66
2nd payment$0.00$566.00$0.00
Taxes / mo$165.92$165.92$165.92
Insurance / mo$150.00$150.00$150.00
MI / mo$90.35$90.35$35.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,007.86$1,573.86$1,597.56
Cash to close$95,457$19,990$19,990