Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,470$273,470$494,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$221,440$0
Funding fee$1,367$1,367$0
Note rate2.810%2.810%7.320%
Blended rate2.810%5.020%7.560%
1st payment$1,300.21$1,300.21$3,399.69
2nd payment$0.00$1,430.13$0.00
Taxes / mo$469.75$469.75$469.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$32.00$32.00$32.00
Total monthly$1,968.63$3,398.76$4,167.09
Cash to close$276,430$54,990$54,990