Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$108,690$116,910
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$543$0
Note rate6.740%7.400%
Blended rate6.740%7.640%
1st payment$723.09$809.46
2nd payment$0.00$0.00
Taxes / mo$48.83$48.83
Insurance / mo$150.00$150.00
MI / mo$0.00$23.38
HOA / mo$0.00$0.00
Total monthly$921.93$1,031.68
Cash to close$21,210$12,990