Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$452,072$436,410
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.200%7.320%
Blended rate7.750%7.560%
1st payment$3,159.15$2,997.83
2nd payment$0.00$0.00
Taxes / mo$498.17$498.17
Insurance / mo$166.67$166.67
MI / mo$213.31$87.28
HOA / mo$0.00$0.00
Total monthly$4,037.29$3,749.95
Cash to close$32,828$48,490