Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$60,778$76,410
Remaining term (yrs)15.330.0
Secondary amount$0$0
Funding fee$304$0
Note rate3.890%7.320%
Blended rate3.890%7.560%
1st payment$435.63$524.88
2nd payment$0.00$0.00
Taxes / mo$70.75$70.75
Insurance / mo$150.00$150.00
MI / mo$0.00$15.28
HOA / mo$671.00$671.00
Total monthly$1,327.38$1,431.92
Cash to close$24,122$8,490