Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,176$141,176$193,410
Remaining term (yrs)21.421.430.0
Secondary amount$0$52,234$0
Funding fee$706$706$0
Note rate4.330%4.330%7.320%
Blended rate4.330%5.591%7.560%
1st payment$839.81$839.81$1,328.59
2nd payment$0.00$391.75$0.00
Taxes / mo$215.83$215.83$215.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,205.64$1,597.40$1,733.11
Cash to close$73,724$21,490$21,490