Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$455,738$443,610
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.770%7.320%
Blended rate7.320%7.560%
1st payment$2,999.33$3,047.29
2nd payment$0.00$0.00
Taxes / mo$652.17$652.17
Insurance / mo$166.67$166.67
MI / mo$211.51$88.72
HOA / mo$0.00$0.00
Total monthly$4,029.68$3,954.85
Cash to close$37,162$49,290