Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,618$328,410
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.340%7.400%
Blended rate6.890%7.640%
1st payment$2,269.43$2,273.84
2nd payment$0.00$0.00
Taxes / mo$129.33$129.33
Insurance / mo$150.00$150.00
MI / mo$167.34$65.68
HOA / mo$0.00$0.00
Total monthly$2,716.10$2,618.86
Cash to close$3,282$36,490