Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,050$359,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,890$0
Note rate5.890%7.400%
Blended rate5.890%7.640%
1st payment$2,369.99$2,491.94
2nd payment$0.00$0.00
Taxes / mo$399.67$399.67
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$400.00$400.00
Total monthly$3,319.65$3,513.59
Cash to close$21,850$39,990