Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$317,283$319,500
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,586$0
Note rate7.030%7.400%
Blended rate7.030%7.640%
1st payment$2,166.72$2,212.15
2nd payment$0.00$0.00
Taxes / mo$174.00$174.00
Insurance / mo$150.00$150.00
MI / mo$0.00$63.90
HOA / mo$3.58$3.58
Total monthly$2,494.30$2,603.63
Cash to close$37,717$35,500