Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$557,991
Remaining term (yrs)29.129.130.0
Secondary amount$0$557,991$0
Funding fee$0$0$0
Note rate4.875%4.875%7.320%
Blended rate4.875%7.750%7.560%
1st payment$0.00$0.00$3,833.01
2nd payment$0.00$3,603.69$0.00
Taxes / mo$516.66$516.66$516.66
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$111.60
HOA / mo$82.00$82.00$82.00
Total monthly$765.33$4,369.02$4,709.93
Cash to close$619,990$61,999$61,999