Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,792$256,410
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,289$0
Note rate7.090%7.400%
Blended rate7.090%7.640%
1st payment$1,772.35$1,775.33
2nd payment$0.00$0.00
Taxes / mo$200.25$200.25
Insurance / mo$150.00$150.00
MI / mo$0.00$51.28
HOA / mo$0.00$0.00
Total monthly$2,122.60$2,176.86
Cash to close$27,108$28,490