Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$67,288$67,288$179,910
Remaining term (yrs)9.69.630.0
Secondary amount$0$112,622$0
Funding fee$336$336$0
Note rate2.360%2.360%7.400%
Blended rate2.360%5.891%7.640%
1st payment$644.37$644.37$1,245.66
2nd payment$0.00$750.81$0.00
Taxes / mo$166.83$166.83$166.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.98
HOA / mo$0.00$0.00$0.00
Total monthly$961.21$1,712.02$1,598.48
Cash to close$132,612$19,990$19,990