Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,566$201,566$260,910
Remaining term (yrs)22.622.630.0
Secondary amount$0$59,344$0
Funding fee$1,008$1,008$0
Note rate4.140%4.140%7.400%
Blended rate4.140%5.245%7.640%
1st payment$1,141.01$1,141.01$1,806.49
2nd payment$0.00$445.08$0.00
Taxes / mo$326.00$326.00$326.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,617.01$2,062.09$2,334.67
Cash to close$88,334$28,990$28,990