Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$242,457$242,910
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$1,212$0
Note rate7.090%7.400%
Blended rate7.090%7.640%
1st payment$1,680.19$1,681.86
2nd payment$0.00$0.00
Taxes / mo$225.17$225.17
Insurance / mo$150.00$150.00
MI / mo$0.00$48.58
HOA / mo$0.00$0.00
Total monthly$2,055.35$2,105.61
Cash to close$27,443$26,990