Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$469,059$449,100
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$2,345$0
Note rate6.560%7.320%
Blended rate6.560%7.560%
1st payment$3,016.64$3,085.01
2nd payment$0.00$0.00
Taxes / mo$295.67$295.67
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$57.00$57.00
Total monthly$3,535.97$3,694.16
Cash to close$29,941$49,900