Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$141,257$134,100
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.340%7.400%
Blended rate6.890%7.640%
1st payment$914.87$928.48
2nd payment$0.00$0.00
Taxes / mo$182.90$182.90
Insurance / mo$150.00$150.00
MI / mo$67.46$26.82
HOA / mo$0.00$0.00
Total monthly$1,315.23$1,288.20
Cash to close$7,743$14,900