Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$177,803$177,803$292,410
Remaining term (yrs)23.623.630.0
Secondary amount$0$114,607$0
Funding fee$889$889$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.233%7.640%
1st payment$914.83$914.83$2,024.59
2nd payment$0.00$764.05$0.00
Taxes / mo$372.50$372.50$372.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,437.33$2,201.38$2,605.57
Cash to close$147,097$32,490$32,490