Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$328,491
Remaining term (yrs)——30.0
Secondary amount$0$328,491$0
Funding fee$0$0$0
Note rate4.875%4.875%7.320%
Blended rate4.875%7.750%7.560%
1st payment$0.00$0.00$2,256.51
2nd payment$0.00$2,121.50$0.00
Taxes / mo$4.33$4.33$4.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$282.00$282.00$282.00
Total monthly$436.33$2,557.84$2,758.54
Cash to close$364,990$36,499$36,499