Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,899$168,899$227,160
Remaining term (yrs)24.724.730.0
Secondary amount$0$58,261$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.141%7.640%
1st payment$801.04$801.04$1,572.81
2nd payment$0.00$436.96$0.00
Taxes / mo$292.17$292.17$292.17
Insurance / mo$150.00$150.00$150.00
MI / mo$135.27$135.27$45.43
HOA / mo$0.00$0.00$0.00
Total monthly$1,378.48$1,815.44$2,060.41
Cash to close$83,501$25,240$25,240