Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$209,625$202,410
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,048$0
Note rate6.920%7.400%
Blended rate6.920%7.640%
1st payment$1,414.99$1,401.45
2nd payment$0.00$0.00
Taxes / mo$110.76$110.76
Insurance / mo$150.00$150.00
MI / mo$0.00$40.48
HOA / mo$0.00$0.00
Total monthly$1,675.74$1,702.68
Cash to close$15,275$22,490