Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,571$463,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,468$0
Note rate6.780%7.320%
Blended rate6.780%7.560%
1st payment$3,293.11$3,183.92
2nd payment$0.00$0.00
Taxes / mo$401.62$401.62
Insurance / mo$166.67$166.67
MI / mo$0.00$92.70
HOA / mo$0.00$0.00
Total monthly$3,861.40$3,844.91
Cash to close$21,429$51,500