Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,329$229,329$404,910
Remaining term (yrs)14.414.430.0
Secondary amount$0$175,581$0
Funding fee$1,147$1,147$0
Note rate2.200%2.200%7.320%
Blended rate2.200%4.715%7.560%
1st payment$1,540.56$1,540.56$2,781.45
2nd payment$0.00$1,170.54$0.00
Taxes / mo$291.75$291.75$291.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$200.00$200.00$200.00
Total monthly$2,182.31$3,352.85$3,504.18
Cash to close$220,571$44,990$44,990