Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,593$376,593$715,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$338,907$0
Funding fee$1,883$1,883$0
Note rate2.880%2.880%7.320%
Blended rate2.880%5.187%7.560%
1st payment$1,799.72$1,799.72$4,914.99
2nd payment$0.00$2,188.77$0.00
Taxes / mo$526.67$526.67$526.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,543.05$4,731.82$5,801.42
Cash to close$418,407$79,500$79,500