Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$260,520$260,520$319,410
Remaining term (yrs)24.624.630.0
Secondary amount$0$58,890$0
Funding fee$0$0$0
Note rate3.080%3.080%7.320%
Blended rate3.930%4.865%7.560%
1st payment$1,254.65$1,254.65$2,194.13
2nd payment$0.00$441.68$0.00
Taxes / mo$477.42$477.42$477.42
Insurance / mo$150.00$150.00$150.00
MI / mo$208.65$208.65$63.88
HOA / mo$0.00$0.00$0.00
Total monthly$2,090.72$2,532.39$2,885.42
Cash to close$94,380$35,490$35,490