Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,772$292,492
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,519$0
Note rate6.220%7.320%
Blended rate6.220%7.560%
1st payment$1,882.85$2,009.22
2nd payment$0.00$0.00
Taxes / mo$155.83$155.83
Insurance / mo$150.00$150.00
MI / mo$0.00$58.50
HOA / mo$0.00$0.00
Total monthly$2,188.68$2,373.55
Cash to close$21,219$32,499