Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$412,613$395,910
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,063$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$2,726.38$2,719.63
2nd payment$0.00$0.00
Taxes / mo$358.75$358.75
Insurance / mo$150.00$150.00
MI / mo$0.00$79.18
HOA / mo$560.00$560.00
Total monthly$3,795.13$3,867.56
Cash to close$27,287$43,990