Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$372,302$359,910
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.320%
Blended rate7.360%7.560%
1st payment$2,466.97$2,472.33
2nd payment$0.00$0.00
Taxes / mo$28.00$28.00
Insurance / mo$150.00$150.00
MI / mo$173.26$71.98
HOA / mo$0.00$0.00
Total monthly$2,818.23$2,722.31
Cash to close$27,598$39,990