Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$116,241$116,241$337,410
Remaining term (yrs)16.716.730.0
Secondary amount$0$221,169$0
Funding fee$581$581$0
Note rate3.450%3.450%7.320%
Blended rate3.450%6.269%7.560%
1st payment$759.43$759.43$2,317.77
2nd payment$0.00$1,428.38$0.00
Taxes / mo$45.83$45.83$45.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.48
HOA / mo$190.00$190.00$190.00
Total monthly$1,145.27$2,573.65$2,771.09
Cash to close$258,659$37,490$37,490