Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,644$161,100
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$873$0
Note rate6.100%7.320%
Blended rate6.100%7.560%
1st payment$1,066.82$1,106.65
2nd payment$0.00$0.00
Taxes / mo$148.58$148.58
Insurance / mo$150.00$150.00
MI / mo$0.00$32.22
HOA / mo$0.00$0.00
Total monthly$1,365.40$1,437.45
Cash to close$4,356$17,900