Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,836$271,836$305,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$34,074$0
Funding fee$1,359$1,359$0
Note rate6.350%6.350%7.320%
Blended rate6.350%6.645%7.560%
1st payment$1,730.75$1,730.75$2,101.39
2nd payment$0.00$255.55$0.00
Taxes / mo$78.00$78.00$78.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,958.75$2,214.30$2,390.57
Cash to close$68,064$33,990$33,990