Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,715$296,910
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,519$0
Note rate6.440%7.320%
Blended rate6.440%7.560%
1st payment$1,947.19$2,039.57
2nd payment$0.00$0.00
Taxes / mo$398.83$398.83
Insurance / mo$150.00$150.00
MI / mo$0.00$59.38
HOA / mo$0.00$0.00
Total monthly$2,496.03$2,647.78
Cash to close$26,185$32,990