Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$372,600
Remaining term (yrs)29.629.630.0
Secondary amount$0$372,600$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.750%7.640%
1st payment$0.00$0.00$2,579.81
2nd payment$0.00$2,406.38$0.00
Taxes / mo$345.00$345.00$345.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.52
HOA / mo$266.00$266.00$266.00
Total monthly$761.00$3,167.38$3,415.33
Cash to close$414,000$41,400$41,400