Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$145,776$144,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$729$0
Note rate5.410%7.400%
Blended rate5.410%7.640%
1st payment$871.34$997.03
2nd payment$0.00$0.00
Taxes / mo$187.67$187.67
Insurance / mo$150.00$150.00
MI / mo$0.00$28.80
HOA / mo$0.00$0.00
Total monthly$1,209.01$1,363.49
Cash to close$14,224$16,000