Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$368,486$368,486$431,910
Remaining term (yrs)25.625.630.0
Secondary amount$0$63,424$0
Funding fee$1,842$1,842$0
Note rate5.090%5.090%7.400%
Blended rate5.090%5.664%7.640%
1st payment$2,142.23$2,142.23$2,990.46
2nd payment$0.00$475.68$0.00
Taxes / mo$391.83$391.83$391.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,700.73$3,176.40$3,635.34
Cash to close$111,414$47,990$47,990