Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$449,991
Remaining term (yrs)27.027.030.0
Secondary amount$0$449,991$0
Funding fee$0$0$0
Note rate4.875%4.875%7.400%
Blended rate4.875%7.750%7.640%
1st payment$0.00$0.00$3,115.65
2nd payment$0.00$2,906.19$0.00
Taxes / mo$54.58$54.58$54.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$191.00$191.00$191.00
Total monthly$412.25$3,318.44$3,617.89
Cash to close$499,990$49,999$49,999