Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$320,898$292,500
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$1,604$0
Note rate6.370%7.320%
Blended rate6.370%7.560%
1st payment$2,008.44$2,009.27
2nd payment$0.00$0.00
Taxes / mo$317.00$317.00
Insurance / mo$150.00$150.00
MI / mo$0.00$58.50
HOA / mo$335.00$335.00
Total monthly$2,810.44$2,869.77
Cash to close$4,102$32,500