Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$442,237$329,400
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.090%7.320%
Blended rate6.640%7.560%
1st payment$2,745.46$2,262.75
2nd payment$0.00$0.00
Taxes / mo$474.33$474.33
Insurance / mo$150.00$150.00
MI / mo$207.87$65.88
HOA / mo$0.00$0.00
Total monthly$3,577.66$2,952.96
Cash to close$0$36,600