Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$126,908$141,750
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$635$0
Note rate6.230%7.400%
Blended rate6.230%7.640%
1st payment$785.84$981.45
2nd payment$0.00$0.00
Taxes / mo$131.42$131.42
Insurance / mo$150.00$150.00
MI / mo$0.00$28.35
HOA / mo$0.00$0.00
Total monthly$1,067.26$1,291.22
Cash to close$30,592$15,750