Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$21,103$21,103$652,500
Remaining term (yrs)20.220.230.0
Secondary amount$0$631,397$0
Funding fee$106$106$0
Note rate5.300%5.300%7.400%
Blended rate5.300%7.671%7.640%
1st payment$141.48$141.48$4,517.78
2nd payment$0.00$4,077.77$0.00
Taxes / mo$604.17$604.17$604.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$42.00$42.00$42.00
Total monthly$1,004.31$5,082.08$5,511.11
Cash to close$703,897$72,500$72,500