Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$110,564$110,564$476,100
Remaining term (yrs)16.916.930.0
Secondary amount$0$365,536$0
Funding fee$553$553$0
Note rate4.460%4.460%7.320%
Blended rate4.460%6.986%7.560%
1st payment$771.60$771.60$3,270.48
2nd payment$0.00$2,360.75$0.00
Taxes / mo$135.00$135.00$135.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,073.26$3,434.02$3,667.36
Cash to close$418,436$52,900$52,900