Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$220,834$220,834$377,910
Remaining term (yrs)20.320.330.0
Secondary amount$0$157,076$0
Funding fee$1,104$1,104$0
Note rate4.300%4.300%7.400%
Blended rate4.300%5.838%7.640%
1st payment$1,355.70$1,355.70$2,616.57
2nd payment$0.00$1,047.17$0.00
Taxes / mo$574.25$574.25$574.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,079.95$3,127.12$3,416.40
Cash to close$199,066$41,990$41,990