Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$169,289$169,289$193,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$34,961$0
Funding fee$846$846$0
Note rate5.410%5.410%7.400%
Blended rate5.410%6.517%7.640%
1st payment$1,011.88$1,011.88$1,339.75
2nd payment$0.00$345.97$0.00
Taxes / mo$179.17$179.17$179.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$16.67$16.67$16.67
Total monthly$1,357.72$1,703.69$1,724.29
Cash to close$45,711$10,750$21,500